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With over 17 years of experience, Kristen has seen and experienced many sides and phases of the mortgage industry.  Kristen began her career in the mortgage industry working for a nationally-ranked mortgage company on the servicing side of the business.  During her time with this company, she worked hand-in-hand with multiple business units, investors, and clients driving results and solutions for the customers.  With a desire to help homeowners navigate


Very prompt n helpful in every possible way!

- Pravin P.

Being first time home owners in the state of Maryland caused us additional stress and anxiety when addressing all of the new financial terms and conditions. Kristen made the process painless and kept us informed at all times. Having the ability to conduct business completely online also added to our comfort level. The Fitzgerald Financial Group has the process mapped out from start to finish and makes sure that the right people are involved. Great job Kristen and great job all around!

- William R.

Kristen was a real godsend for a first-time homebuyer! She sprung into action so that I got pre-approved ASAP and was instrumental to getting an offer in the door far ahead of any competitors. She was also very patient with any and all inquiries about the process and competently shepherded me to my closing date.10/10, would recommend!

- Daryna Y.

Kristen is awesome to work with thru a loan closing...refi, initial mortgage. She helped us and our son thru the process and never missed a beat!. Responsive, knowledgeable and pleasant to work with!

- Karen M.

Kristen was excellent to work with, and worked many hard hours with her team

- Michael J.

Excellent communication!

- Jason D.

From the beginning, Kristen worked nights and weekends to allow me to close my loan and complete my purchase within 16 days. She was quick and efficient and kept me informed every step of the way.

- James M.

Everything! Kristen made everything so incredibly easy for us with our first home loan. They were competitive with their rates and had a small company feel. I'm recommending them to all of my military friends who are looking to buy a home!

- Cameron N.

As first-time home buyers, our family had multiple questions throughout the financing process. Kristen was able to balance patient, friendly explanations with the required timeliness that was necessary to help us succeed in purchasing a home in a competitive situation. She made herself readily available and continues to offer any support even after the transaction was completed. We were very happy with her services.

- Javier C.

She was patient and knowledgeable and quick moving. Not to mention friendly and personable.

- Jennifer L.
Kristen Lourinia

Kristen Lourinia

Mortgage Loan Officer
NMLS ID #: 103091

Direct: 240-409-4595
Office: 443-656-3384
Fax: 443-656-3573

Apply Online

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